• Don’t Risk Everything You’ve Worked For

    Business automobile insurance coverage provides liability, personal injury protection (no-fault in NYS), uninsured motorist, comprehensive and collision coverage. This type of insurance policy should be purchased by business owners if a vehicle is owned, leased, hired or borrowed by businesses and registered by the business including:

    • Associations
    • Corporations
    • Partnerships
    • Sole Proprietorships

    Business auto insurance may be used to insure all private passenger autos, trucks, trailers, semi-trailers and commercial vehicles that are to be used on public roads.

    OneGroup has vast experience in providing business automobile insurance programs to every size company from sole proprietor to corporate fleets. We can give you more details about specific business auto insurance coverages and deductibles and can work together to design a custom-tailored business auto insurance program that’s just right for your needs.

    Business automobile insurance quotes and options

    With so many unique business circumstances and carrier options to choose from for your business automobile insurance it can be confusing and time consuming to evaluate your options. With OneGroup you don’t have to! We do all the work of shopping and reviewing extensive coverage options including:

    • Bodily injury to others
    • Personal injury protection
    • Bodily injury caused by an uninsured vehicle
    • Damage to someone else’s property
    • Optional medical payments
    • Optional collision
    • Optional comprehensive coverage
    • Optional roadside assistance and rental reimbursement
    • Optional towing and labor

    We make it easy for you. That’s why so many businesses turn to OneGroup for their business automobile insurance. And because OneGroup is an independent insurance agency, we are free to work for you! We are free to find the best business automobile insurance rates on the market from all companies. More importantly, we take the time to ensure you have the right type and amount of business automobile insurance to protect you and your business from major liability in the event of a serious accident.

    An additional layer of protection- business umbrella liability insurance

    Business umbrella liability insurance is designed to provide an additional layer of security and protection against the cost of lawsuits, legal fees and settlements in the event of an accident. Business umbrella liability insurance is supplementary coverage to your basic property, auto and liability coverage.

    Additionally, business umbrella liability insurance can cover bodily injury and personal property claims that are not covered by your other liability policies.

    Imagine this devastating scenario: Your employee is involved in a serious accident and your company is named in a major liability law suit. You are sued for $5 million and the case is ultimately settled for $2 million. Your general liability insurance has a maximum payout of $1 million per occurrence. Here is what would happen:

    • Your insurance company would pay the maximum amount of $1 million
    • Your business would be responsible to pay the remaining $1 million

    If you had a business umbrella liability insurance policy in force for $5 million, your general liability insurance would have paid $1 million, your business umbrella liability insurance would have paid $1 million and you would still have $3 million in liability coverage available.

    Protect your business and yourself with the proper level of business automobile liability insurance and an affordable business umbrella liability insurance policy.