• OneGroup’s Construction Team Knows Your Unique Risks

    With well more than 100 years of collective experience in serving the construction industry, OneGroup has amassed the specialized knowledge and expertise needed to offer clients truly unique solutions to a broad range of business challenges. We represent the premier insurance carriers available to the construction market. Our construction insurance specialists, supported by more than 170 experts and specialists from virtually every business area first evaluate your business operations and only then advise you of risk transfer strategies.

    If you are a builder, contractor, or developer in NYS you are required by law to carry insurance. New York also holds very strict labor in the event of a scaffolding or flooring gravity-based accident therefore making the contractual risk transfer for contractors a necessity to keep claims and legal costs down.

    Two businessmen with hardhats looking at blueprints in a building currently under constructionOneGroup is uniquely qualified to offer our construction clients the following services:

    • Explain risk management and offer a plan for putting risk transfer in place
    • Review contracts for indemnification
    • Supply sample insurance contract provisions
    • Supply ongoing contract review for projects in the course of bidding
    • Insurance bid rates supplied annually for job costing
    • Payroll and workers’ compensation audits and overpayment recovery services
    • Risk management ideas to encourage risk reduction through safety management
    • Claim management
    • Provide contract surety bonds
    • Automated insurance certificate issuance
    • Certificate holder tracking

    Partnering with OneGroup means you get so much more:

    Comprehensive commercial insurance and financial services
    • Workers’ compensation insurance
    • Automobile liability insurance
    • Contingent cargo insurance
    • Physical damage insurance
    • Garage and garage-keepers’ liability insurance
    • General liability excess/umbrella coverage
    • Property and casualty coverage
    • Risk management consulting
    • Towing coverage
    • Accounts receivable insurance
    • Inland marine insurance
    • Business income insurance
    • Injury management services
    • Employee benefits consulting and outsourcing
    • Human resources consulting and outsourcing
    • Medical payment insurance
    • Short- and long-term disability insurance
    • Crime and vandalism insurance
    • Errors and omissions insurance
    • Employment practices liability insurance
    • Pollution and environmental insurance
    • Life insurance
    • Home and auto insurance
    • Financial and business planning
    • Retirement and pension services*
    • Financial planning*
    • Fiduciary Services*
    • Investments and wealth management services*
    Risk management and injury prevention
    • Outsourced risk managers
    • Supervisory development
    • Behavioral risk management training
    • Industry-specific lifting program to protect employees
    • Customized online risk management resources
    Human resources
    • Online HR resources
    • HR consulting and support services
    • ADA compliant informed hiring program
    • Innovative wellness programs
    Injury management and mitigation
    • Injury reporting and response systems
    • Proactive claims management and oversight
    • Integrated injury management transitional work programs
    • Ergonomic intervention services
    • Customized occupational health networks
    Expense recovery
    • Audited payroll and workers’ compensation classification reviews
    • Experience modification calculation reviews
    • Outstanding claim reserve reviews
    • Loss-sensitive program calculation reviews
    * Services offered through our Affiliate Partners: Community Investment Services/INVEST Financial Corp., and BPAS. Registered Representatives of INVEST Financial Corporation, member FINRA/SIPC. INVEST and its affiliated insurance agencies offer securities, advisory services, and certain insurance products and are not affiliated with Community Investment Services, Inc. Products offered are: Not insured by the FDIC, not a deposit or other obligation of or guaranteed by any other bank, subject to risks including possible loss of principal amount invested.