• Wholesale Distributors and Manufacturers Face Unique Risks

    The wholesale distributing and manufacturing industry is a dynamic industry with fast-moving gradient risks related to:

    • Inventory volumes
    • Number and type of outlets for goods and services
    • Volatility of supply chains and distribution channels
    • Equipment demands
    • Technology
    • Personnel
    • Other risks

    Providing risk management to such a dynamic industry has its challenges as well, but OneGroup has the experience, expertise, and one of the most comprehensive portfolios of services to meet those challenges.

    Unlike other brokers, OneGroup invests the time to understand your business operations, advantages and risks. Only then can we confidently offer innovative solutions to protect your assets, earnings and business reputation. Consideration is given to all major risks including:

    • Inventory damage, loss or spoilage
    • Business interruption
    • Warranty contract commitments
    • Real estate holdings and lease contracts liability
    • Communication failures and reporting errors
    • Transportation and equipment
    • Product recalls and liability (specific to your business)
    • Crime including employee theft
    • Personal and advertising liability
    • Employee benefits and employment practices liability
    • Workers’ compensation
    • Property damage

    There are, of course, many other risk exposures facing wholesale distributors and manufacturers and it’s critical that you work with an independent insurance broker that understands your industry and listens closely to your specific business needs. An independent insurance broker is free to search the markets for the best coverage at the best price for you. We work for you, not for the insurance companies. This is an important distinction!

    OneGroup clients enjoy the Premier AdvantageTM

    In the highly competitive market segment of wholesale distribution, it’s nice to know you can have the competitive edge. In addition to having full access to OneGroup’s team of professionals in commercial insurance, your OneGroup advisor is backed by over 170 experts and specialists in a broad array of essential business services. They work collaboratively to provide the most intelligent and efficient business solutions to meet your goals and objectives. individual insurance, risk management, and industry-specific expertise, you have complete access to the experience and resources of Benefit Consulting Group (BCG) and Workplace Health Solutions (WHS). The combined resources offer you the Premier Advantage and a decided competitive edge for your business. Equally important, you are able to take advantage of the synergies to ensure that your personal goals are aligned with your business goals.

    OneGroup offers you one of the largest portfolios of services including:

    Comprehensive commercial insurance and financial services
    • Workers’ compensation insurance
    • Automobile liability insurance
    • Contingent cargo insurance
    • Physical damage insurance
    • Garage and garage-keepers’ liability insurance
    • General liability excess/umbrella coverage
    • Property and casualty coverage
    • Risk management consulting
    • Towing coverage
    • Accounts receivable insurance
    • Inland marine insurance
    • Business income insurance
    • Injury management services
    • Employee benefits consulting and outsourcing
    • Human resources consulting and outsourcing
    • Medical payment insurance
    • Short- and long-term disability insurance
    • Crime and vandalism insurance
    • Errors and omissions insurance
    • Employment practices liability insurance
    • Pollution and environmental insurance
    • Life insurance
    • Home and auto insurance
    • Financial and business planning
    • Retirement and pension services*
    • Financial planning*
    • Fiduciary Services*
    • Investments and wealth management services*
    Risk management and injury prevention
    • Outsourced risk managers
    • Supervisory development
    • Behavioral risk management training
    • Industry-specific lifting program to protect employees
    • Customized online risk management resources
    Human resources
    • Online HR resources
    • HR consulting and support services
    • ADA compliant informed hiring program
    • Innovative wellness programs
    Injury management and mitigation
    • Injury reporting and response systems
    • Proactive claims management and oversight
    • Integrated injury management transitional work programs
    • Ergonomic intervention services
    • Customized occupational health networks
    Expense recovery
    • Audited payroll and workers’ compensation classification reviews
    • Experience modification calculation reviews
    • Outstanding claim reserve reviews
    • Loss-sensitive program calculation reviews
    * Services offered through our Affiliate Partners: Community Investment Services/INVEST Financial Corp., and BPAS. Registered Representatives of INVEST Financial Corporation, member FINRA/SIPC. INVEST and its affiliated insurance agencies offer securities, advisory services, and certain insurance products and are not affiliated with Community Investment Services, Inc. Products offered are: Not insured by the FDIC, not a deposit or other obligation of or guaranteed by any other bank, subject to risks including possible loss of principal amount invested.