Information to help you make better, more informed decisions.
You’ve probably heard of umbrella insurance, a type of coverage that protects you if a claim exceeds your insurance policy’s limits. But you might not be familiar with how it works, why your business may need it, and how it differs from excess insurance and regular insurance coverage.
Small businesses are targets for Cyber-attacks. There are multiple things to look out for, phishing attacks, human error, and lack of security.
One essential protection for employers, both large and small, is commercial general liability (CGL) insurance. Commercial general liability covers the cost of claims when a business is sued by someone for bodily injury, property damage or advertising injury.
Business interruption insurance is one of those coverages that can offer peace of mind if your business has to close due to a catastrophic event.
OneGroup provides information, research, guidance, and best practices, but does not offer specific legal or tax advice. OneGroup services are not intended to be a substitute for legal or tax advice. Given the changing nature of federal, state and local legislation and the changing nature of court decisions, OneGroup cannot guarantee that the information will not change in the future. It is recommended to seek legal or tax guidance if such guidance is warranted or preferred.