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Safeguard Those Who Are Closest to You
Life insurance extends protection over the ones you leave behind and shields them from financial risk when you’re gone. Think of the things and plans that depend on your income.
Minimize Your Risk
You’ve bundled your home and auto policies to maximize discounts — smart. Adding an umbrella policy can be even smarter, helping to keep you protected and afloat in a dire situation.
Limits Vs. Deductibles
There are two key terms included in almost every type of insurance policy: deductible and limit. Let’s break down how these terms apply to personal insurance.
How to Tell if You Need an Umbrella Policy
Umbrella policies act as added layers of coverage when your standard policy is exceeded.
Holes in your Umbrella
What it means if your umbrella policy is limited by another policy’s sublimit
OneGroup provides information, research, guidance, and best practices, but does not offer specific legal or tax advice. OneGroup services are not intended to be a substitute for legal or tax advice. Given the changing nature of federal, state and local legislation and the changing nature of court decisions, OneGroup cannot guarantee that the information will not change in the future. It is recommended to seek legal or tax guidance if such guidance is warranted or preferred.