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Navigating the Changes to New York’s Workers’ Compensation Experience MOD
To effectively navigate the ever-evolving landscape of workers’ compensation in New York State, it’s crucial to understand the changes to the state’s Experience Modification Factor (MOD). In our recent Risk Management 101 webinar, Megan Coville, Director of OneGroup’s Risk Management Department, provided a comprehensive overview of these changes and their impact.
Navigating the Changing Personal Insurance Landscape
In our recent Personal Insurance 101 webinar, our insurance professionals David Weaver and Kimberly Hendrick provided valuable information on insurance for personal assets, such as home, auto, and umbrella insurance.
Adirondack Insurance Exchange Departs NY Insurance Market
As Adirondack Insurance Exchange (AIE) exits the New York market, OneGroup is here for you.
Homeowners, are you missing out on discounts?
If your home and auto policy isn’t bundled you might be missing out on some key perks, like premium discounts that can mean savings.
Market Trends: Rising Auto Insurance Rates
Auto insurance costs rose 22% between March 2023 and March 2024, according to the Bureau of Labor Statistics Consumer Price Index for All Urban Consumers. It was the largest unadjusted change since December 1976.
Preparing for Your New Teen Driver
According to the Insurance Institute for Highway Safety, drivers ages 16 to 19 are almost three times as likely to be involved in a fatal accident than drivers 20 and over.
Reduce Risks Associated with Electric Vehicles
When an EV catches fire, it’s much more difficult to extinguish than traditional vehicle fires. That’s because an EV’s lithium-ion battery holds a lot of concentrated energy, with each cell containing a flammable electrolyte. And it burns very hot.
Multiple Claims and Your Auto Insurance
The problem is, filing multiple claims with your insurance company has consequences — usually in the form of higher insurance rates.
What Do You Do When Your Windshield Needs Repairing?
How insurance handles a windshield repair or replacement depends on what kind of auto glass coverage you have, how the damage happened and the extent of the damage.
OneGroup provides information, research, guidance, and best practices, but does not offer specific legal or tax advice. OneGroup services are not intended to be a substitute for legal or tax advice. Given the changing nature of federal, state and local legislation and the changing nature of court decisions, OneGroup cannot guarantee that the information will not change in the future. It is recommended to seek legal or tax guidance if such guidance is warranted or preferred.