Your Home Is Your Safe Haven – And Largest Investment

No matter the size or location of your house, it’s your home. It’s where you go to feel safe and secure and where you typically keep most of your valued property. We’re specialists at providing insurance protection for your home and everything in it—including you. More importantly, we strive to provide the protection that gives you peace of mind and sense of security.

We go beyond to ensure your homeowners insurance fully protects you

OneGroup is an independent insurance agency. That’s good for you because unlike agents that represent a specific insurance company, or one of the national carriers, OneGroup has the freedom to find the best insurance company or companies to meet your unique needs. That means affordable rates, more value for your money and outstanding personal service.
Homeowners insurance from OneGroup protects your home, your detached structures and your personal belongings. If fire, wind or other damage forces you to leave your home, you’re covered. The correct homeowners Insurance can replace your personal belongings at their full replacement value – not their depreciated value and you should know the difference between these coverages. You might also consider valuables insurance if you own highly valued belongings or collectibles.

Protecting from lawsuits

Homeowners insurance can also help protect you in case of a liability lawsuit against you for occurrences at home or elsewhere such as:

  • Injury to another person
  • Damage to another person’s property

Homeowners insurance discounts

  • Multiple Insurance Coverage Discounts
    Save when you purchase your auto, and home insurance from the same insurance company
    through OneGroup.
  • Home Safety Alert Discounts
    Save when you install devices including but not limited to smoke detectors, fire and/or burglar alarms, leak detection and water shut off devices, and back-up generators.
  • Higher Deductible Discounts
    Save when you increase your deductibles

We make it easy for you. That’s why so many people turn to OneGroup for their homeowners insurance. Save time. Save money.

Homeowners, are you missing out on discounts?

If your home and auto policy isn’t bundled you might be missing out on some key perks, like premium discounts that can mean savings.

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Fireworks Safety and Festive Alternatives

Fireworks can add a splash of color and excitement to any celebration, but they also come with risks like burns and injuries, fire outbreaks and harm to pets.

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Trampolines and Other Attractive Dangers in Your Yard

The national average for home insurance is around $2,614 per year for $250,000 in dwelling coverage, according to MoneyGeek. Rates have increased steadily in areas with extreme weather like floods, wildfires, tornadoes or hurricanes. And with inflation driving up the cost of materials and labor, prices have skyrocketed.

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