• Your Home Is Your Safe Haven – And Largest Investment

    Whether you own a house, a condominium or rent, it’s your home. It’s where you go to feel safe and secure and where you typically keep most of your valued property. We’re specialists at providing insurance protection for your home and everything in it—including you. More importantly, we protect your peace of mind and sense of security.

    Insurance agent meeting with father and son at OneGroup CenterWe go beyond to ensure your homeowners insurance fully protects you

    OneGroup is an independent insurance agency. That’s good for you because unlike agents that represent a specific insurance company, or one of the national carriers, OneGroup has the freedom to find the best insurance company or companies to meet your unique needs. That means affordable rates, more value for your money and outstanding personal service.
    Homeowners insurance from OneGroup protects your home, your detached structures and your personal belongings. If fire, wind or other damage forces you to leave your home, you’re covered. The correct homeowners Insurance can replace your personal belongings at their full replacement value – not their depreciated value and you should know the difference between these coverages. You might also consider valuables insurance if you own highly valued belongings or collectibles.

    Protecting from lawsuits

    Homeowners insurance can also help protect you in case of a liability lawsuit against you for occurrences at home or elsewhere such as:

    • Injury to another person
    • Damage to another person’s property

    Homeowners insurance discounts

    • Multiple Insurance Coverage Discounts
      Save when you purchase your auto, and home insurance from the same insurance company
      through BHL.
    • Home Safety Alert Discounts
      Save when you install devices such as smoke detectors, fire and/or burglar alarms and deadbolt locks.
    • Higher Deductible Discounts
      Save when you increase your deductibles

    DID YOU KNOW that your condominium association is responsible for carrying flood insurance to protect your unit and belongings? Learn more about how you can be sure your condominium is fully protected by visiting the Federal Emergency Management Agency (FEMA) web site. Your OneGroup agent can show you in detail why you should consider:

    • Flood Insurance
    • Sump Pump Insurance
    • Earthquake Insurance