Homeowners Insurance
Your Home Is Your Safe Haven – And Largest Investment
No matter the size or location of your house, it’s your home. It’s where you go to feel safe and secure and where you typically keep most of your valued property. We’re specialists at providing insurance protection for your home and everything in it—including you. More importantly, we strive to provide the protection that gives you peace of mind and sense of security.
We go beyond to ensure your homeowners insurance fully protects you
OneGroup is an independent insurance agency. That’s good for you because unlike agents that represent a specific insurance company, or one of the national carriers, OneGroup has the freedom to find the best insurance company or companies to meet your unique needs. That means affordable rates, more value for your money and outstanding personal service.
Homeowners insurance from OneGroup protects your home, your detached structures and your personal belongings. If fire, wind or other damage forces you to leave your home, you’re covered. The correct homeowners Insurance can replace your personal belongings at their full replacement value – not their depreciated value and you should know the difference between these coverages. You might also consider valuables insurance if you own highly valued belongings or collectibles.
Protecting from lawsuits
Homeowners insurance can also help protect you in case of a liability lawsuit against you for occurrences at home or elsewhere such as:
- Injury to another person
- Damage to another person’s property
Homeowners insurance discounts
- Multiple Insurance Coverage Discounts
Save when you purchase your auto, and home insurance from the same insurance company
through OneGroup. - Home Safety Alert Discounts
Save when you install devices including but not limited to smoke detectors, fire and/or burglar alarms, leak detection and water shut off devices, and back-up generators. - Higher Deductible Discounts
Save when you increase your deductibles
We make it easy for you. That’s why so many people turn to OneGroup for their homeowners insurance. Save time. Save money.
Your Condo Lets You Avoid Many Homeownership Hassles — But You Still Need Insurance
A lot of condo owners assume that their association takes care of insurance, in addition to maintenance. But that’s not entirely true, especially when it comes to your belongings and other items within your unit.
Renters Who Think They Don’t Need Insurance Are at Risk
Renters often overlook the value of their own property. They also may not realize that they could be held financially liable if another person is injured (or if that person’s possessions are damaged) while at their apartment, rented home, dormitory or off-campus housing.
Are Your College Kids Covered Under Your Insurance?
When your child leaves for college, it is critical to make sure that they are covered properly incase of any accidents that happen while they are away at home.