Risk Management

Uncover and Mitigate Risks Hiding in Plain Sight

The typical broker focuses on an annual cycle of marketing and placing your insurance, responding to their clients only when a client need arises. OneGroup takes a decidedly different approach. At OneGroup, we have a guiding principle: Buying insurance comes last in our process. First comes uncovering risk and cost-drivers. In other words, we focus on managing risk, a process that must be thorough and ongoing.

Risk is inherent to business. Controlling risk is inherent to business success. We employ a unique consultative process to provide our clients with innovative risk management solutions designed to prevent cost-inducing events and to limit or reduce your overall cost of insurance.

Changes to NYS Experience Rating Program

Recently, New York State changed how the experience modification factor is calculated. This will impact nearly all employers who have workers’ compensation policies.

Learn More

New York State Workers’ Compensation

Workers’ compensation is one of a contractor’s largest insurance costs.

Learn More

Update on 2022 Workers’ Compensation Rates

New York State employers may benefit again from an aggregate rate decrease to their workers’ compensation programs over the coming year.

Learn More