Risk Management
Uncover and Mitigate Risks Hiding in Plain Sight
The typical broker focuses on an annual cycle of marketing and placing your insurance, responding to their clients only when a client need arises. OneGroup takes a decidedly different approach. At OneGroup, we have a guiding principle: Buying insurance comes last in our process. First comes uncovering risk and cost-drivers. In other words, we focus on managing risk, a process that must be thorough and ongoing.
Risk is inherent to business. Controlling risk is inherent to business success. We employ a unique consultative process to provide our clients with innovative risk management solutions designed to prevent cost-inducing events and to limit or reduce your overall cost of insurance.
The components of OneGroup’s in-depth, comprehensive approach to business risk management include:
Winter Workplace Injuries
By taking a proactive approach to winter safety and risk management, you can protect your workers and create a safe work environment regardless of the weather.
Controlling Your Workers’ Compensation Costs
The Construction Premium Adjustment Program Credit, also known as the PAP Credit, is one of the most overlooked credits available to contractors.
Changes to NYS Experience Rating Program
Recently, New York State changed how the experience modification factor is calculated. This will impact nearly all employers who have workers’ compensation policies.